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Affordable tenant coverage for renters

Protect what you love without breaking the bank. Walnut’s tenant coverage is designed for all Canadian renters at a fair price.

Start your coverage

Starting at

$20

  / month

What’s included:

  • $5,000 to $15,000 in Property Coverage
  • Up to $1,000,000 in Bodily Injury Liability
  • Up to $100,000 in Property Damage
  • Up to $10,000 in Medical Payments
  • Up to $100,000 in Animal Liability
  • Up to $4,000 in Additional Living
  • $5,000 to $15,000 in Property Coverage
  • Up to $1,000,000 in Bodily Injury Liability
  • Up to $100,000 in Property Damage
  • Up to $10,000 in Medical Payments
  • Up to $100,000 in Animal Liability
  • Up to $4,000 in Additional Living

What sets us apart?

Skip lengthy quotes

Unlike others, we don’t make you fill out a lengthy quote form. Our prices are the same for everyone!

No credit check required

Our group insurance policy doesn’t require you to run a credit check, so your credit stays protected.

Fair pricing for all

Our pricing is the same for everyone, regardless of your credit score or property location. View pricing

Coverage in 2 clicks

Get covered in just 2 clicks—no quotes or credit checks. Just enter your info and select your coverage!

Why do I need tenant coverage?

Most landlords require tenants to have resident liability insurance when signing a lease.

As a renter, you’re responsible for keeping the property in good condition. This is where tenant insurance comes in to protect you against accidental damage, which can cost thousands. Tenant coverage⎯also known as renters insurance, condo tenant insurance, or content insurance⎯is essential for anyone who rents their living space.

Start your coverage

COVERAGE INCLUDES

What is covered?

Personal belongings

In case of a fire, water damage, or theft, you’ll be covered for the cost of repairing or replacing your personal belongings.

Up to $15K

of personal property covered

Example: If your apartment is broken into and your valuables are stolen, your coverage would replace them.

Example

If your apartment is broken into and your valuables are stolen, your coverage would replace them.

Bodily injury liability

If a guest in your home gets injured due to your negligence, your coverage would help pay for their medical bills and other costs.

$1M

of bodily injury liability covered

Example: If a visitor slips on your icy steps and breaks their leg, your coverage would help cover medical bills and legal fees.

Example

If a visitor slips on your icy steps and breaks their leg, your coverage would help cover medical bills and legal fees.

Property damage

The cost of repairs and replacements are covered if you accidentally damage your landlord’s or neighbour’s belongings.

$100K

of property damage covered

Example: If you accidentally flood your apartment, your coverage would help cover the cost of repairing water damage.

Example

If you accidentally flood your apartment, your coverage would help cover the cost of repairing water damage.

Medical payments

Medical expenses are paid for by your tenant coverage if a visitor accidentally hurts themselves in your home.

$10K

of medical payments covered

Example: If a guest cuts their finger while helping you cook, your coverage would help cover their medical bills.

Example

If a guest cuts their finger while helping you cook, your coverage would help cover their medical bills.

Animal liability

Medical bills and legal fees are covered if your pet injures a visitor in your home or damages someone else’s property.

$100K

of animal liability covered

Example: If your dog bites a cyclist passing by your house, your coverage would cover their injury and bike damage.

Example

If your dog bites a cyclist passing by your house, your coverage would cover their injury and bike damage.

Additional living costs

If your rental home is uninhabitable due to a fire or flood, you’ll get covered for the cost of temporary housing during renovations.

$4,000

of additional living costs covered

Example: If a fire makes your apartment unlivable, tenant insurance covers hotel and meal costs during repairs.

Example

If a fire makes your apartment unlivable, tenant insurance covers hotel and meal costs during repairs.

Start your coverage
See sample policy

get coverage today

Get covered in a few clicks

Protect yourself with comprehensive tenant coverage in three easy steps.

Provide your info

Tell us the address where you’ll need coverage and provide basic personal details.

Select your coverage

Choose from either $5,000, $10,000, or $15,000 in Personal Property coverage.

Begin your coverage

Rest easy: we’ll cover your personal property—regardless of what your credit score is or where you rent.

Get covered now

PRICING

Simple pricing for every budget

You get group pricing and coverage, which means everyone gets the same fair price regardless of credit score or location. 

$5,000 Personal Property Coverage

$20

  / month

Start your coverage

$10,000 Personal Property Coverage

$22

  / month

Start your coverage

$15,000 Personal Property Coverage

$24

  / month

Start your coverage

All plans also include:

  • $5,000 to $15,000 in Property Coverage
  • Up to $1,000,000 in Bodily Injury Liability
  • Up to $100,000 in Property Damage
  • Up to $10,000 in Medical Payments
  • Up to $100,000 in Animal Liability
  • Up to $4,000 in Additional Living

What if I need to make a claim?

If something happens and you need to make a claim, we’ve made the process quick and hassle-free. Simply complete our easy, 1-page claim form with the details of your situation and submit it to our claims team. We’ll review your claim promptly and keep you updated every step of the way. If you need assistance, our friendly customer success team is just a phone call away and ready to help!

Get covered now

What our customers are saying

I've been using SingleKey for over a year now and it is seamless. And, on the few times I needed support, they responded promptly and were able to resolve my issue quickly. Thanks SingleKey for all of your help!
Jacob H. Landlord
The timely responses and the updates were second to none. It was so nice to not receive a copy/paste message but deal with someone who actually understood the situation and was so customer service oriented.
Aysha R. Landlord
Being new to this platform I called for a little help. Absolutely excellent customer service!
Catherine C. Landlord
Help was instant, accurate and useful. Thanks!
Samina Y. Landlord
Resolved an account issue in a few short minutes. Very pleasant to deal with too!
Pauline P. Landlord
Being new to this platform I called for a little help. Absolutely excellent customer service!
Cheryl R. Landlord
See all reviews

FREQUENTLY ASKED QUESTIONS

In case you’re wondering...

Find answers to frequently asked questions, or get in touch to learn more.

Your Tenant Coverage provides the following benefits:

  • Up to $1,000,000 in Bodily Injury Liability
  • Up to $100,000 in Property Damage Liability
  • Up to $10,000 in Medical Payments
  • Up to $4,000 in Additional Living Expenses
  • Up to $100,000 in Animal Liability

Additionally, you are covered for your Contents based on the tiers you select:

  • Tier 1 = $5,000 Personal Property coverage
  • Tier 2 = $10,000 Personal Property coverage
  • Tier 3 = $15,000 Personal Property coverage

It is recommended that each customer review their own needs and determine the best level of Contents coverage for their belongings. You can refer to this sample policy document to understand coverages and inclusions.

There is a deductible of $500 for each of the three content coverage tiers for Personal Property Coverage. All other coverages do not have a deductible.

For all other claims, including Bodily Injury, Property Damage and Medical Payments, there is no deductible. For more information, view our sample policy document.

SingleKey, Canada’s leading online rental application platform, has teamed up with Walnut, a leader in embedded insurance to offer renters an easy and reliable Tenant Coverage experience that protects your personal belongings and liability, giving you peace of mind throughout your lease.

If you cannot find the answers to your questions related to the insurance coverage, you can chat with our our partners at Walnut here. SingleKey has partnered with Walnut, a leading embedded insurance provider in Canada, in order to offer a best-in-marketing Tenant Coverage plan to our customers.

Coverage is currently available to all customers located in Ontario, Alberta, British Columbia, Manitoba and Nova Scotia.

The Tenant Coverage product is non-refundable. If you decide you no longer wish to be covered, you can cancel your coverage by logging in to your SingleKey account and cancelling your policy from the Account Settings page.

You will continue to receive coverage until the end of the billing cycle of the period you cancelled. For example, if you are billed monthly on the 15th, and you cancel your coverage on the 4th of the month, you will have Tenant Coverage until the 15th of the month.

You can use this link to create an account.

After you enter your information, you will be asked to go through our verification process. Once your account has been verified, you can run reports.

 

You can access your coverage details, billing information and more about your Tenant Coverage by logging into your SingleKey account.

To submit a claim on your policy, please download and complete this claim form.

If you require any assistance with your claim, or would like to make an changes to your policy, please reach out to our team at info@singlekey.com or 1-877-978-1404.

You can cancel your policy and remove your coverage by logging into your SingleKey account and going to Account Settings.

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