Affordable tenant coverage for renters
Protect what you love without breaking the bank. Walnut’s tenant coverage is designed for all Canadian renters at a fair price.
Starting at
$20
/ month
What’s included:
- $5,000 to $15,000 in Property Coverage
- Up to $1,000,000 in Bodily Injury Liability
- Up to $100,000 in Property Damage
- Up to $10,000 in Medical Payments
- Up to $100,000 in Animal Liability
- Up to $4,000 in Additional Living
- $5,000 to $15,000 in Property Coverage
- Up to $1,000,000 in Bodily Injury Liability
- Up to $100,000 in Property Damage
- Up to $10,000 in Medical Payments
- Up to $100,000 in Animal Liability
- Up to $4,000 in Additional Living
What sets us apart?
Skip lengthy quotes
Unlike others, we don’t make you fill out a lengthy quote form. Our prices are the same for everyone!
No credit check required
Our group insurance policy doesn’t require you to run a credit check, so your credit stays protected.
Fair pricing for all
Our pricing is the same for everyone, regardless of your credit score or property location. View pricing
Coverage in 2 clicks
Get covered in just 2 clicks—no quotes or credit checks. Just enter your info and select your coverage!
Why do I need tenant coverage?
Most landlords require tenants to have resident liability insurance when signing a lease.
As a renter, you’re responsible for keeping the property in good condition. This is where tenant insurance comes in to protect you against accidental damage, which can cost thousands. Tenant coverage⎯also known as renters insurance, condo tenant insurance, or content insurance⎯is essential for anyone who rents their living space.
COVERAGE INCLUDES
What is covered?
Personal belongings
In case of a fire, water damage, or theft, you’ll be covered for the cost of repairing or replacing your personal belongings.
Up to $15K
of personal property covered
Example: Let’s say your apartment gets broken into, and your laptop, TV, and some jewelry are stolen. Tenant insurance would cover the cost to replace the stolen items.
Let’s say your apartment gets broken into, and your laptop, TV, and some jewelry are stolen. Tenant insurance would cover the cost to replace the stolen items.
Bodily injury liability
If a guest in your home gets injured due to your negligence, your coverage would help pay for their medical bills and any related costs.
$1M
of bodily injury liability covered
Example: Let’s say a visitor falls and breaks their leg on your icy front steps. Your policy will help pay for their medical expenses and any legal fees in case you’re sued.
Let’s say a visitor falls and breaks their leg on your icy front steps. Your policy will help pay for their medical expenses and any legal fees in case you’re sued.
Property damage
The cost of repairs and replacements are covered if you accidentally damage your landlord’s or neighbour’s belongings.
$100K
of property damage covered
Example: Let’s say you accidentally leave a faucet running and it floods your apartment. Tenant coverage helps pay to fix the water damage to the property.
Let’s say you accidentally leave a faucet running and it floods your apartment. Tenant coverage helps pay to fix the water damage to the property.
Medical payments
Medical expenses are paid for by your tenant coverage if a visitor accidentally hurts themselves in your home.
$10K
of medical payments covered
Example: Let’s say a guest severely cuts their finger while helping you cook dinner. Your coverage would help pay for their medical bills.
Let’s say a guest severely cuts their finger while helping you cook dinner. Your coverage would help pay for their medical bills.
Animal liability
Medical bills and legal fees are covered if your pet injures a visitor in your home or damages someone else’s property.
$100K
of animal liability covered
Example: Let’s say your dog is in the yard and nips the leg of a passing cyclist. Your tenant coverage would help compensate the cyclist for their injury and any damages to their bike.
Let’s say your dog is in the yard and nips the leg of a passing cyclist. Your tenant coverage would help compensate the cyclist for their injury and any damages to their bike.
Additional living costs
If you’re unable to live in your rental home because of a fire or flood, you’ll get covered for the cost of temporary housing during renovations.
$4,000
of additional living costs covered
Example: Let’s say your apartment is damaged by a fire and it’s not safe for you to stay there. Tenant coverage would help pay for a hotel and meals during renovations.
Let’s say your apartment is damaged by a fire and it’s not safe for you to stay there. Tenant coverage would help pay for a hotel and meals during renovations.
get coverage today
Get covered in a few clicks
Protect yourself with comprehensive tenant coverage in three easy steps.
Provide your info
Tell us the address where you’ll need coverage and provide basic personal details.
Select your coverage
Tell us the address where you’ll need coverage and provide basic personal details.
Begin your coverage
Rest easy: we’ll cover your personal property—regardless of what your credit score is or where you rent.
PRICING
Simple pricing for every budget
You get group pricing and coverage, which means everyone gets the same fair price regardless of credit score or location.
All plans also include:
- $5,000 to $15,000 in Property Coverage
- Up to $1,000,000 in Bodily Injury Liability
- Up to $100,000 in Property Damage
- Up to $10,000 in Medical Payments
- Up to $100,000 in Animal Liability
- Up to $4,000 in Additional Living
What if I need to make a claim?
If something happens and you need to make a claim, we’ve made the process quick and hassle-free. Simply complete our easy, 1-page claim form with the details of your situation and submit it to our claims team. We’ll review your claim promptly and keep you updated every step of the way. If you need assistance, our friendly customer success team is just a phone call away and ready to help!
What our customers are saying
FREQUENTLY ASKED QUESTIONS
In case you’re wondering...
Find answers to frequently asked questions, or get in touch to learn more.
Your Tenant Coverage provides the following benefits:
- Up to $1,000,000 in Bodily Injury Liability
- Up to $100,000 in Property Damage Liability
- Up to $10,000 in Medical Payments
- Up to $4,000 in Additional Living Expenses
- Up to $100,000 in Animal Liability
Additionally, you are covered for your Contents based on the tiers you select:
- Tier 1 = $5,000 Personal Property coverage
- Tier 2 = $10,000 Personal Property coverage
- Tier 3 = $15,000 Personal Property coverage
It is recommended that each customer review their own needs and determine the best level of Contents coverage for their belongings. You can refer to this sample policy document to understand coverages and inclusions.
For all other claims, including Bodily Injury, Property Damage and Medical Payments, there is no deductible. For more information, view our sample policy document.
SingleKey, Canada’s leading online rental application platform, has teamed up with Walnut, a leader in embedded insurance to offer renters an easy and reliable Tenant Coverage experience that protects your personal belongings and liability, giving you peace of mind throughout your lease.
If you cannot find the answers to your questions related to the insurance coverage, you can chat with our our partners at Walnut here. SingleKey has partnered with Walnut, a leading embedded insurance provider in Canada, in order to offer a best-in-marketing Tenant Coverage plan to our customers.
Coverage is currently available to all customers located in Ontario, Alberta, British Columbia, Manitoba and Nova Scotia.
The Tenant Coverage product is non-refundable. If you decide you no longer wish to be covered, you can cancel your coverage by logging in to your SingleKey account and cancelling your policy from the Account Settings page.
You will continue to receive coverage until the end of the billing cycle of the period you cancelled. For example, if you are billed monthly on the 15th, and you cancel your coverage on the 4th of the month, you will have Tenant Coverage until the 15th of the month.
You can use this link to create an account.
After you enter your information, you will be asked to go through our verification process. Once your account has been verified, you can run reports.
You can access your coverage details, billing information and more about your Tenant Coverage by logging into your SingleKey account.
To submit a claim on your policy, please download and complete this claim form.
If you require any assistance with your claim, or would like to make an changes to your policy, please reach out to our team at info@singlekey.com or 1-877-978-1404.
You can cancel your policy and remove your coverage, by logging into your SingleKey account and going to Account Settings.
