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Tenant insurance by

Affordable tenant insurance for renters

Protect what you love without breaking the bank. Walnut’s tenant insurance is designed for all Canadian renters at a fair price.

Start your coverage

STARTING AT

$19.80

/ month

Coverage up to:

  • $2M in Personal Liability
  • $200K in Property Damage
  • $100K in Animal Liability
  • $25K in Personal Property
  • $20K in Medical Payments
  • $4K in Additional Living

As seen in

What sets us apart?

update

Skip lengthy quotes

Unlike others, we don’t make you fill out a lengthy quote form. Our prices are the same for everyone!

no_accounts

No credit check required

Our insurance policy structure doesn’t require you to run a credit check, so your credit stays protected.

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Fair pricing for all

Our pricing is the same for everyone, regardless of your credit score or property location. View pricing

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Coverage in 3 clicks

Get covered in just 3 clicks—no quotes or credit checks. Just enter your info and select your coverage!

Why do I need tenant insurance?

Most landlords require tenants to have tenant insurance when signing a lease.

As a renter, you’re responsible for keeping the property in good condition. This is where tenant insurance comes in to protect you against accidental damage, which can cost thousands. Tenant insurance is essential for anyone who rents their living space.

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coverage includes

What is covered?

personal_injury

Personal Liability

Up to $2,000,000

If a guest is injured in your home and you're held responsible, this covers their medical bills and any legal costs.

Let’s say a friend slips on your wet kitchen floor and breaks their wrist. Walnut covers their medical bills and the legal costs if they decide to take you to court.

water_damage

Property Damage

Up to $200,000

If you accidentally damage your landlord's unit or a neighbour's property, this covers the cost of repairs or replacement.

Let’s say you leave the bathtub running and water leaks down into the unit below yours. Walnut covers the repairs to your neighbour’s ceiling, floors, and any damaged belongings.

pets

Animal Liability

Up to $100,000

If your pet injures a visitor or damages someone else's property, this covers the resulting medical bills and legal fees.

Let’s say your dog gets startled at the front door and nips a visitor who then needs stitches. Walnut covers their medical bills and any legal fees that follow.

weekend

Personal Property

Up to $25,000

If your belongings are stolen or damaged in your home, this helps you repair or replace them.

Let’s say someone breaks into your apartment while you’re away and takes your laptop, TV, and jewellery. Walnut helps you replace everything that was stolen.

medical_services

Medical Payments

Up to $20,000

If a guest is accidentally hurt or injured in your home, this covers their immediate medical expenses.

Let’s say a guest trips on your stairs during a dinner party and needs a quick trip to the ER. Walnut covers the medical bill, no question of who’s at fault.

hotel

Additional Living Costs

Up to $4,000

If a fire or flood forces you out of your rental, this covers temporary housing and everyday living expenses during repairs.

Let’s say a small kitchen fire leaves your apartment unlivable for a couple of weeks. Walnut covers your hotel stay and meals while the repairs are being finished up.

Start your coverage
See sample policy

get tenant insurance today

Get covered in a few clicks

Protect yourself with comprehensive tenant insurance in three easy steps.

Provide your information

Provide your address, and some basic personal information.

Build your coverage

Customize your personal liability and personal property coverages.

You're covered!

Rest easy knowing your personal belongings and liability are protected.

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pricing

Simple pricing for every budget

You get group pricing and coverage, which means everyone gets the same fair price regardless of credit score or location. 

Monthly billing Annual billing (10% off)
Total per month
$22.00
Personal Liability Coverage
Personal Property Coverage
Coverage includes:
✓$1,000,000 in Personal Liability
✓$0 in Personal Property
✓$100,000 in Property Damage
✓$10,000 in Medical Payments
✓$100,000 in Animal Liability
✓$4,000 in Additional Living

What if I need to make a claim?

If something happens and you need to make a claim, we’ve made the process quick and hassle-free. Simply complete our easy, 1-page claim form with the details of your situation and submit it to the claims team. We’ll review your claim promptly and keep you updated every step of the way. If you need assistance, our friendly customer success team is just a phone call away and ready to help!

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What our customers are saying

4.6 stars 1,000+ reviews

4.8 stars 500+ reviews

Accredited Business

BBB rating: A

I've been using SingleKey for over a year now and it is seamless. And, on the few times I needed support, they responded promptly and were able to resolve my issue quickly. Thanks SingleKey for all of your help!
Jacob H.
SingleKey customer
The timely responses and the updates were second to none. It was so nice to not receive a copy/paste message but deal with someone who actually understood the situation and was so customer service oriented.
Aysha R. SingleKey customer
Hannah was very helpful and supportive with answering my questions and helping me get myself and my TT sorted out with SJ’s services. I’m also signed up for the Rent Guarantee program. SingleKey makes being a landlord a lot less stressful! I can’t say enough good things about this company!
Catherine C. SingleKey customer
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Frequently asked questions

In case you’re wondering...

Find answers to frequently asked questions, or get in touch to learn more.

Pricing & coverage

Our policies start at $22/month with flat-rate pricing for everyone – no credit check required. Your rate won’t change based on your credit score or where you rent. Your final price may vary depending on the Personal Liability and Personal Property coverages you select when building your coverages.

When building your coverage, you can customize your plan to include:


  • $1,000,000 in Personal Liability, which also includes $100,000 in Property Damage and $10,000 in Medical Payments.
  • $2,000,000 in Personal Liability, which also includes $200,000 in Property Damage and $20,000 in Medical Payments.


You can also customize your Personal Property coverage to $5,000, $10,000, $15,000, $20,000, or $25,000. All plans include $4,000 in Additional Living Expenses and $100,000 in Animal Liability.

Personal Liability covers medical bills and other costs if a guest in your home gets injured due to your negligence.

Personal Property covers the cost of repairing or replacing your personal belongings in case of a fire, water damage, or theft. A $500 deductible applies.

There is a $500 deductible for Personal Property coverages. All other coverages have no deductible. See our sample policy document for full details.

Getting started

Coverage is currently available to all customers located in Ontario, Alberta, British Columbia, Manitoba and Nova Scotia.

No. Roommates typically need their own separate policies. This ensures each person’s belongings and liability are properly covered and helps avoid disputes if a claim needs to be made.

Many landlords require tenant insurance to protect both tenants and the property. If accidental damage occurs, such as a fire or flood, insurance helps cover repair costs so they don’t come out of your pocket or lead to disputes. It also protects your belongings and Personal Liability, and is now standard for many leases.

Yes. Your landlord’s insurance covers the building itself, not your personal belongings or liability. If there’s a fire, flood, or break-in, their policy won’t replace your furniture, electronics, or clothing. Tenant insurance covers what’s yours.

Walnut is a licensed tenant insurance provider in Canada. We’ve partnered with them to offer you a quick and easy way to get tenant insurance directly within the SingleKey platform.

Managing your policy

Your coverage begins as soon as you purchase your policy – there’s no waiting period. You will receive a confirmation email with your policy details, and you can view your coverage status anytime in your SingleKey account.

You can view a copy of your certificate and policy documents, and change your billing information anytime from your SingleKey account. You will also receive a copy of your documents via email.

Coverage amounts can’t be changed mid-policy. If you’d like to update your coverage, you’ll need to cancel your current policy from account Settings or by contacting info@singlekey.com if you don’t have a SingleKey account, then purchase a new policy with your preferred tier.

To submit a claim on your policy, please download and complete our claim form. For help with your claim or changes to your policy, please contact us at info@singlekey.com.

Once a policy is purchased, it is non-refundable. However, you can cancel your policy anytime to avoid being charged for the next term.

This can be done directly through your account settings or by contacting us at info@singlekey.com, if you don’t have a SingleKey account.

Have different needs?

Get a custom quote with different coverage options from our tenant insurance partner Walnut.

Get a custom quote